Daniela Ivanova-Nikolova has extensive experience in fintech, strategic leadership, and business development. Known for her visionary approach to expanding financial solutions and optimizing operational efficiency, Ms. Ivanova-Nikolova leads RYVYL EU’s efforts in driving digital transformation across financial ecosystems in Europe.

With a solid background in finance and technology, Ms. Ivanova-Nikolova has successfully spearheaded initiatives to enhance client solutions and support regulatory compliance, cementing RYVYL EU’s reputation as an innovative player in the financial technology sector. Prior to her role at RYVYL EU, Ms. Ivanova-Nikolova held senior positions in several multinational companies, where she was instrumental in fostering growth and building robust international networks.

Her commitment to empowering teams and her strategic foresight have been key in propelling RYVYL EU's mission to provide cutting-edge fintech solutions tailored for European markets. Ms. Ivanova-Nikolova holds a master’s degree in international economic relations from University of National and World Economy and an Executive MBA from The University of Sheffield. She is an active contributor to industry panels and conferences focused on fintech innovation and sustainability.